CAGR Calculator
Find the annualized growth rate of your investment.
Inputs
CAGR
20.11%
Total Return
150.00%
Absolute Gain
₹1,50,000
Growth Timeline
Year-wise Breakdown
| Year | Value |
|---|---|
| 0 | ₹1,00,000 |
| 1 | ₹1,20,112 |
| 2 | ₹1,44,270 |
| 3 | ₹1,73,286 |
| 4 | ₹2,08,138 |
| 5 | ₹2,50,000 |
How this is calculated
CAGR = (Final / Initial)^(1/years) − 1- 1Initial value: ₹1,00,000, final value: ₹2,50,000
- 2Holding period: 5 years
- 3CAGR: 20.11% per annum
- 4Total return: 150.00%
Results are estimates for educational purposes only and are not financial, investment, tax, accounting, or legal advice. Always consult a qualified professional before making financial decisions.
By Vizo ToolLast updated August 20264 min read
CAGR Calculator — Measure True Annual Growth
The CAGR (Compound Annual Growth Rate) Calculator reveals the smooth annual growth rate of any investment — the number that removes the year-to-year noise and tells you how fast your money really grew. Enter the initial value, final value, and holding period to get your CAGR, total return, and absolute gain.
CAGR is the standard way to compare investments held for different periods. This calculator makes it instant and runs completely in your browser.
- Annualized growth
- Total return
- Absolute gain
- Growth curve
- Free & private
Why Use CAGR Calculator?
Compare Any Investments
Annualized growth lets you fairly compare a 2-year and a 10-year investment side by side.
See Total Return Too
Get both the annualized CAGR and the simple total return percentage for the full period.
Absolute Gain Clarity
Know the exact rupee profit behind the percentage.
Free & Private
No sign-ups, no uploads — everything runs locally in your browser.
Features
Instant CAGR
Compute the annualized growth rate live as you adjust the three inputs.
Total Return
The simple overall return over the entire holding period, in percentage.
Absolute Gain
The rupee profit between your initial and final value.
Growth Curve
A chart visualizes value climbing at your CAGR over the period.
Copy & Share
Copy the result, share it, or print a report with one click.
How to Use the CAGR Calculator
Find the true annual growth of any investment in three steps.
Enter initial value
The amount you originally invested (e.g. ₹1,00,000).
Enter final value and years
The current or maturity value and the number of years you held the investment.
Read your CAGR
See the annualized growth rate, total return, and absolute gain — then copy or share.
Frequently Asked Questions
Got questions? We've got answers.
What is CAGR?▼
Compound Annual Growth Rate — the average annual growth rate that would take your initial value to your final value over the period, as if growth were smooth.
How is CAGR calculated?▼
CAGR = (Final/Initial)^(1/years) − 1, expressed as a percentage.
What is a good CAGR for mutual funds?▼
Equity mutual funds have historically delivered 10–14% CAGR over long periods. A 12% CAGR over 5+ years is generally considered good.
What is the formula for CAGR?▼
CAGR = ((Ending Value ÷ Beginning Value)^(1/n)) − 1, where n is the number of years.
Why use CAGR instead of total return?▼
CAGR annualizes growth, letting you compare investments held over different timeframes on equal footing.
Can CAGR be negative?▼
Yes — if the final value is less than the initial value, CAGR is negative, meaning the investment lost money on average per year.
How do I calculate CAGR for 5 years?▼
Enter the initial value, final value, and 5 years — the calculator returns the annualized rate, e.g. ₹1 lakh to ₹2 lakh in 5 years is 14.87%.
Is CAGR the same as average annual return?▼
No — simple average ignores compounding; CAGR is the geometric average, which is the correct measure of growth.
Does this calculator include SIP contributions?▼
This tool assumes a single lump-sum investment. For monthly SIP growth, use the SIP calculator.
What does total return mean?▼
The overall percentage gain across the whole period, without annualizing — e.g. 100% growth over 5 years.
Is the CAGR calculator free?▼
Yes, completely free with no sign-ups and no limits.
Are the results guaranteed?▼
No — CAGR is a mathematical measure of past or assumed growth. Future returns are never guaranteed.
Can I copy or share my result?▼
Yes — copy the summary, share it, or print a report from the toolbar.
Is my data private?▼
Yes — all computation happens locally in your browser; nothing is uploaded.
Does it work on mobile?▼
Yes, fully responsive on phones, tablets, and desktops.
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